It is another year almost done! Our tree is up and decorated and have added some socks on the fireplace mantel. I am looking forward to doing some stocking stuffers this year (thankfully they are small stockings to fill!). Now it is the waiting game of seeing how much of a christmas $$$ gift we get from the pastors association and from my job at the church as the janitor. I also have some funds to collect from our health insurance savings account. It is always tight for the holidays especially when we add in gifts for husbands family. Our little bit just doesn't stretch far so that means some creativity!!! I think that next year we will be cutting down on gifts to Elias (now that he is a college student). My folks starting switching gift amounts at that time and I know that husbands family usually just gives him money. But for this year....he will get a couple of presents along with some money.
I often wonder if I would enjoy the holiday more if we weren't always so strapped for cash each year. The last couple of years we were more generous with the kids because of the $$$ from my mom's estate. We didn't go overboard but it was definitely easier. This year we are back to strict budgeting as the savings is nearly gone. Actually I need to refrain from using that "budgeting" word and change it to a "spending plan".
Anyway....glad that we have never gone overboard with gift giving because it makes the "spending plan" easier :-)
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